Published on 25 Aug 2025
Digital payments across the country registered an 11.11% year-on-year rise as of September 2024, according to the Reserve Bank of India’s (RBI) digital payments index (DPI).
DPI was launched in 2021 and it indicates the extent of digitisation of payments across the country.
The RBI-DPI has been constructed with March 2018 as the base period, i.e., the DPI score for March 2018 is set at 100.
The DPI index comprises five broad parameters:
Payment enablers (25% weightage in the index)
Payment Infrastructure: Demand-side factors (10%) & supply-side factors (15%)
Payment performance (45%)
Consumer centricity (5%)
Digital Payments Index
DPI
Financial Inclusion
Digital payments
digitisation of payments
Reserve Bank of India
RBI
Payment enablers
Payment Infrastructure
Payment performance
Consumer centricity